tespm140 · 2014–2025

Housing cost overburden rate

Eurostat tespm140 — Housing cost overburden rate. Data range: 2014 to 2025.

At a glance

In 2025, the EU-27 figure for housing cost overburden rate was 15.4 .

That is a 6.1% fell versus 2024 (16.4).

Over the five years before that, the EU-27 aggregate moved 1.3% lower.

Across member states, Greece reported the highest value (52.8, 2025) and Cyprus the lowest (4.80, 2025) — a ratio of 11.0× between the two ends of the range.

The figures below come from Eurostat dataset tespm140; every value links back to the canonical source.

EU-27 · 2025
15.4
HIGHEST · 2025
Greece
52.8
LOWEST · 2025
Cyprus
4.80

Map · 2025

Finland: 9.4 FI 9.4 Sweden: 21.6 SE 21.6 Denmark: 46.8 DK 46.8 Estonia: 17.6 EE 17.6 Ireland: 10.6 IE 10.6 Netherlands: 13.0 NL 13.0 Germany: 22.4 DE 22.4 Poland: 8.2 PL 8.2 Latvia: 11.4 LV 11.4 Belgium: 13.4 BE 13.4 Luxembourg: 16.2 LU 16.2 Czechia: 16.4 CZ 16.4 Slovakia: 7.0 SK 7.0 Lithuania: 11.4 LT 11.4 France: 12.8 FR 12.8 Austria: 13.0 AT 13.0 Hungary: 10.6 HU 10.6 Romania: 10.0 RO 10.0 Portugal: 12.6 PT 12.6 Spain: 14.4 ES 14.4 Italy: 10.0 IT 10.0 Slovenia: 7.0 SI 7.0 Bulgaria: 13.8 BG 13.8 Cyprus: 4.8 CY 4.8 Malta: 12.0 MT 12.0 Croatia: 6.4 HR 6.4 Greece: 52.8 EL 52.8
4.8 52.8

Ranking · 2025

Greece EL 52.8 Denmark DK 46.8 Germany DE 22.4 Sweden SE 21.6 Estonia EE 17.6 Czechia CZ 16.4 Luxembourg LU 16.2 European Union (27) EU 15.4 Spain ES 14.4 Bulgaria BG 13.8 Belgium BE 13.4 Austria AT 13 Netherlands NL 13 France FR 12.8 Portugal PT 12.6 Malta MT 12 Lithuania LT 11.4 Latvia LV 11.4 Hungary HU 10.6 Ireland IE 10.6 Italy IT 10 Romania RO 10 Finland FI 9.4 Poland PL 8.2 Slovenia SI 7 Slovakia SK 7 Croatia HR 6.4 Cyprus CY 4.8
2025 ranking · 28 countries

Time series · top 12 countries + EU-27

3.02 26.26 49.5 72.74 95.98 2014 2016 2017 2019 2020 2022 2023 2025 Greece Denmark Germany Sweden Estonia Czechia Luxembourg Spain Bulgaria Belgium Austria Netherlands European Union (27) Housing cost overburden rate (value) EL DK DE SE EE CZ LU EU27_2020 ES BG BE AT NL
  • Greece 52.8
  • Denmark 46.8
  • Germany 22.4
  • Sweden 21.6
  • Estonia 17.6
  • Czechia 16.4
  • Luxembourg 16.2
  • Spain 14.4
  • Bulgaria 13.8
  • Belgium 13.4
  • Austria 13
  • Netherlands 13
  • European Union (27) 15.4

Country × year heatmap · all values

201420152016201720182019202020212022202320242025 Austria AT Austria · 2014: 13.2 Austria · 2015: 12.8 Austria · 2016: 14.4 Austria · 2017: 14.2 Austria · 2018: 13.6 Austria · 2019: 14.0 Austria · 2020: 12.6 Austria · 2021: 12.2 Austria · 2022: 14.8 Austria · 2023: 12.0 Austria · 2024: 12.6 Austria · 2025: 13.0 Belgium BE Belgium · 2014: 20.8 Belgium · 2015: 18.8 Belgium · 2016: 19.6 Belgium · 2017: 18.8 Belgium · 2018: 17.8 Belgium · 2019: 16.8 Belgium · 2020: 15.4 Belgium · 2021: 15.2 Belgium · 2022: 15.0 Belgium · 2023: 15.6 Belgium · 2024: 13.4 Belgium · 2025: 13.4 Bulgaria BG Bulgaria · 2014: 25.8 Bulgaria · 2015: 29.6 Bulgaria · 2016: 41.4 Bulgaria · 2017: 37.8 Bulgaria · 2018: 35.8 Bulgaria · 2019: 32.0 Bulgaria · 2020: 28.8 Bulgaria · 2021: 23.2 Bulgaria · 2022: 30.2 Bulgaria · 2023: 22.2 Bulgaria · 2024: 16.0 Bulgaria · 2025: 13.8 Croatia HR Croatia · 2014: 15.0 Croatia · 2015: 14.4 Croatia · 2016: 12.8 Croatia · 2017: 11.6 Croatia · 2018: 10.2 Croatia · 2019: 9.4 Croatia · 2020: 8.4 Croatia · 2021: 9.0 Croatia · 2022: 7.6 Croatia · 2023: 8.0 Croatia · 2024: 7.4 Croatia · 2025: 6.4 Cyprus CY Cyprus · 2014: 8.0 Cyprus · 2015: 7.8 Cyprus · 2016: 6.2 Cyprus · 2017: 5.6 Cyprus · 2018: 4.0 Cyprus · 2019: 4.4 Cyprus · 2020: 3.8 Cyprus · 2021: 4.8 Cyprus · 2022: 5.2 Cyprus · 2023: 5.2 Cyprus · 2024: 4.8 Cyprus · 2025: 4.8 Czechia CZ Czechia · 2014: 21.0 Czechia · 2015: 20.8 Czechia · 2016: 19.0 Czechia · 2017: 17.4 Czechia · 2018: 15.6 Czechia · 2019: 13.8 Czechia · 2020: 13.0 Czechia · 2021: 12.4 Czechia · 2022: 13.8 Czechia · 2023: 18.2 Czechia · 2024: 18.4 Czechia · 2025: 16.4 Denmark DK Denmark · 2014: 31.2 Denmark · 2015: 30.2 Denmark · 2016: 30.2 Denmark · 2017: 31.4 Denmark · 2018: 29.4 Denmark · 2019: 31.2 Denmark · 2020: 28.2 Denmark · 2021: 31.0 Denmark · 2022: 29.4 Denmark · 2023: 30.8 Denmark · 2024: 29.2 Denmark · 2025: 46.8 Estonia EE Estonia · 2014: 16.6 Estonia · 2015: 13.6 Estonia · 2016: 9.8 Estonia · 2017: 9.6 Estonia · 2018: 8.0 Estonia · 2019: 8.8 Estonia · 2020: 8.8 Estonia · 2021: 8.8 Estonia · 2022: 9.8 Estonia · 2023: 15.2 Estonia · 2024: 17.2 Estonia · 2025: 17.6 Finland FI Finland · 2014: 10.2 Finland · 2015: 9.8 Finland · 2016: 8.8 Finland · 2017: 8.6 Finland · 2018: 8.6 Finland · 2019: 8.0 Finland · 2020: 8.2 Finland · 2021: 8.6 Finland · 2022: 10.8 Finland · 2023: 11.0 Finland · 2024: 10.8 Finland · 2025: 9.4 France FR France · 2014: 10.2 France · 2015: 11.4 France · 2016: 10.4 France · 2017: 10.0 France · 2018: 9.4 France · 2019: 11.0 France · 2020: 11.2 France · 2022: 13.0 France · 2023: 13.0 France · 2024: 14.0 France · 2025: 12.8 Germany DE Germany · 2014: 31.8 Germany · 2015: 31.2 Germany · 2016: 31.6 Germany · 2017: 29.0 Germany · 2018: 28.4 Germany · 2019: 27.8 Germany · 2020: 18.0 Germany · 2021: 22.0 Germany · 2022: 23.8 Germany · 2023: 26.0 Germany · 2024: 24.0 Germany · 2025: 22.4 Greece EL Greece · 2014: 89.8 Greece · 2015: 91.0 Greece · 2016: 81.0 Greece · 2017: 79.2 Greece · 2018: 79.0 Greece · 2019: 72.4 Greece · 2020: 66.6 Greece · 2021: 57.6 Greece · 2022: 53.4 Greece · 2023: 57.0 Greece · 2024: 57.8 Greece · 2025: 52.8 Hungary HU Hungary · 2014: 25.6 Hungary · 2015: 17.0 Hungary · 2016: 17.6 Hungary · 2017: 21.4 Hungary · 2018: 19.2 Hungary · 2019: 7.8 Hungary · 2020: 7.4 Hungary · 2021: 5.4 Hungary · 2022: 16.2 Hungary · 2023: 14.6 Hungary · 2024: 18.0 Hungary · 2025: 10.6 Ireland IE Ireland · 2014: 12.8 Ireland · 2015: 9.4 Ireland · 2016: 9.2 Ireland · 2017: 9.0 Ireland · 2018: 6.8 Ireland · 2019: 10.4 Ireland · 2020: 8.4 Ireland · 2021: 5.2 Ireland · 2022: 7.4 Ireland · 2023: 9.4 Ireland · 2024: 9.0 Ireland · 2025: 10.6 Italy IT Italy · 2014: 17.0 Italy · 2015: 17.2 Italy · 2016: 19.2 Italy · 2017: 16.4 Italy · 2018: 16.4 Italy · 2019: 17.4 Italy · 2020: 14.4 Italy · 2021: 14.4 Italy · 2022: 13.2 Italy · 2023: 11.4 Italy · 2024: 10.2 Italy · 2025: 10.0 Latvia LV Latvia · 2014: 19.2 Latvia · 2015: 16.2 Latvia · 2016: 14.0 Latvia · 2017: 13.8 Latvia · 2018: 13.4 Latvia · 2019: 10.8 Latvia · 2020: 9.6 Latvia · 2021: 9.8 Latvia · 2022: 10.8 Latvia · 2023: 14.4 Latvia · 2024: 13.4 Latvia · 2025: 11.4 Lithuania LT Lithuania · 2014: 14.2 Lithuania · 2015: 18.2 Lithuania · 2016: 15.6 Lithuania · 2017: 14.4 Lithuania · 2018: 11.2 Lithuania · 2019: 9.6 Lithuania · 2020: 5.4 Lithuania · 2021: 5.4 Lithuania · 2022: 7.0 Lithuania · 2023: 10.4 Lithuania · 2024: 12.4 Lithuania · 2025: 11.4 Luxembourg LU Luxembourg · 2014: 13.6 Luxembourg · 2015: 12.0 Luxembourg · 2016: 14.0 Luxembourg · 2017: 14.2 Luxembourg · 2018: 18.6 Luxembourg · 2019: 20.2 Luxembourg · 2020: 17.0 Luxembourg · 2021: 10.2 Luxembourg · 2022: 18.0 Luxembourg · 2023: 23.0 Luxembourg · 2024: 16.0 Luxembourg · 2025: 16.2 Malta MT Malta · 2014: 3.2 Malta · 2015: 2.2 Malta · 2016: 2.8 Malta · 2017: 2.8 Malta · 2018: 3.4 Malta · 2019: 5.2 Malta · 2020: 5.6 Malta · 2021: 5.4 Malta · 2022: 5.8 Malta · 2023: 12.0 Malta · 2024: 11.8 Malta · 2025: 12.0 Netherlands NL Netherlands · 2014: 30.8 Netherlands · 2015: 29.8 Netherlands · 2016: 21.4 Netherlands · 2017: 18.8 Netherlands · 2018: 18.8 Netherlands · 2019: 19.8 Netherlands · 2020: 16.6 Netherlands · 2021: 16.6 Netherlands · 2022: 20.0 Netherlands · 2023: 18.6 Netherlands · 2024: 13.8 Netherlands · 2025: 13.0 Poland PL Poland · 2014: 19.2 Poland · 2015: 17.4 Poland · 2016: 15.4 Poland · 2017: 13.4 Poland · 2018: 12.4 Poland · 2019: 12.0 Poland · 2020: 9.8 Poland · 2021: 11.4 Poland · 2022: 11.2 Poland · 2023: 11.8 Poland · 2024: 10.4 Poland · 2025: 8.2 Portugal PT Portugal · 2014: 18.4 Portugal · 2015: 18.2 Portugal · 2016: 15.0 Portugal · 2017: 13.4 Portugal · 2018: 11.4 Portugal · 2019: 11.4 Portugal · 2020: 8.2 Portugal · 2021: 11.8 Portugal · 2022: 10.0 Portugal · 2023: 9.8 Portugal · 2024: 13.8 Portugal · 2025: 12.6 Romania RO Romania · 2014: 32.4 Romania · 2015: 31.8 Romania · 2016: 28.8 Romania · 2017: 24.6 Romania · 2018: 20.6 Romania · 2019: 17.2 Romania · 2020: 14.2 Romania · 2021: 15.0 Romania · 2022: 17.0 Romania · 2023: 18.2 Romania · 2024: 9.4 Romania · 2025: 10.0 Slovakia SK Slovakia · 2014: 18.0 Slovakia · 2015: 18.2 Slovakia · 2016: 15.4 Slovakia · 2017: 16.8 Slovakia · 2018: 8.2 Slovakia · 2019: 11.4 Slovakia · 2020: 6.4 Slovakia · 2021: 14.2 Slovakia · 2022: 5.0 Slovakia · 2023: 11.8 Slovakia · 2024: 12.8 Slovakia · 2025: 7.0 Slovenia SI Slovenia · 2014: 12.8 Slovenia · 2015: 12.2 Slovenia · 2016: 11.4 Slovenia · 2017: 10.4 Slovenia · 2018: 9.8 Slovenia · 2019: 8.2 Slovenia · 2020: 8.8 Slovenia · 2021: 8.2 Slovenia · 2022: 8.2 Slovenia · 2023: 7.4 Slovenia · 2024: 7.6 Slovenia · 2025: 7.0 Spain ES Spain · 2014: 21.8 Spain · 2015: 20.6 Spain · 2016: 20.4 Spain · 2017: 19.6 Spain · 2018: 17.8 Spain · 2019: 17.0 Spain · 2020: 16.4 Spain · 2021: 19.8 Spain · 2022: 18.4 Spain · 2023: 16.4 Spain · 2024: 15.6 Spain · 2025: 14.4 Sweden SE Sweden · 2014: 17.2 Sweden · 2015: 17.4 Sweden · 2016: 17.0 Sweden · 2017: 16.8 Sweden · 2018: 16.6 Sweden · 2019: 18.8 Sweden · 2020: 16.6 Sweden · 2021: 17.0 Sweden · 2022: 18.2 Sweden · 2023: 21.8 Sweden · 2024: 21.2 Sweden · 2025: 21.6
2.2 91.0

Member states · ranked by latest value

By year